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This isn't a complete answer to your question but to prevent paypal express checkout appear in your checkout, you have two optionsfollowing option in MagnetoMagento 1.9.2.2

  1. go to system -> configuration -> Payment Methods
  2. click configure button of PayPal Express Checkout
  3. under Basic Settings - PayPal Express Checkout you will see following

enter image description here

  1. select no for Display on Product Details Page and Display on Shopping Cart
  2. click save config and clear cache

This isn't a complete answer to your question but to prevent paypal express checkout appear in your checkout, you have two options in Magneto 1.9.2.2

  1. go to system -> configuration -> Payment Methods
  2. click configure button of PayPal Express Checkout
  3. under Basic Settings - PayPal Express Checkout you will see following

enter image description here

  1. select no for Display on Product Details Page and Display on Shopping Cart
  2. click save config and clear cache

This isn't a complete answer to your question but to prevent paypal express checkout appear in your checkout, you have following option in Magento 1.9.2.2

  1. go to system -> configuration -> Payment Methods
  2. click configure button of PayPal Express Checkout
  3. under Basic Settings - PayPal Express Checkout you will see following

enter image description here

  1. select no for Display on Product Details Page and Display on Shopping Cart
  2. click save config and clear cache
Source Link

This isn't a complete answer to your question but to prevent paypal express checkout appear in your checkout, you have two options in Magneto 1.9.2.2

  1. go to system -> configuration -> Payment Methods
  2. click configure button of PayPal Express Checkout
  3. under Basic Settings - PayPal Express Checkout you will see following

enter image description here

  1. select no for Display on Product Details Page and Display on Shopping Cart
  2. click save config and clear cache