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This is a reported bug with Magento. It appears to have been around since v2.3.5 https://github.com/magento/magento2/issues/29248 Javascript expects a unique ID to be passed to know which payment method on the page to expand (think multiple vaulted cards for the one customer). But that is passed to PHP despite PHP expecting a more generic payment method ...


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Payments are tightly coupled into Magento checkout. Quote, orders, billing address - all of these use payment. You might create a custom payment method that is based on Cash on Delivery - just with a different name/comment. Additionally, you can hide payment input field, so the Customer is not distracted by one radio button.


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Seem your site have some modules or included malware scripts that you don't know. Try this tool in link https://github.com/gwillem/magento-malware-scanner may help


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