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Please, explain, how can I check if order paid by (credit/debit) card?

I need to check if order paid by card in observer. I know only order id.

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To get the payment method title by order id

$order = Mage::getModel('sales/order')->load(24999); // your order entity_id

$order = Mage::getModel('sales/order')->loadByIncrementId('10000001'); // increment id

echo $method = $order->getPayment()->getMethodInstance()->getTitle();

now the $method will return payment method title. So you can do your logic with this.

Edit

As @Marius comment

$method = $order->getPayment()->getMethodInstance()->getCode();

The payment method code will not change for each store view. So better you could use method code.

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    I think it's better to check $method = $order->getPayment()->getMethodInstance()->getCode(); since the code never changes but the title can be changed for each store view. Other than that...good stuff.
    – Marius
    Aug 7, 2015 at 7:55

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