We are building a Magento CE website with UK, EU and US regions for a single brand and less than 1000 products that may be available in some or all of the regions.
We want to avoid currency fluctuations so we will have separate EURO, GBP and DOLLAR bank accounts per region rather than converting from base currency at cart to region currency.
Is it best to setup our install with 3 separate "websites" under 1 magento installation? Each website to have a separate base currency and each using separate merchant ID so that there is no currency conversion needed per region from viewing/selecting/adding product to cart up to payment and forwarding of funds to relevant currency bank account.
Or is it an option to do this with 3 "Stores" under 1 "Website" under 1 magento installation using solution here?
This is more applicable to the Sagepay payment method we intend to use but we will also use paypal or stripe for payment.