I am thinking of building a SaaS based e commerce model like Shopify.in. So, that I can sell e commerce at lower rates to the audience in local region with template based design approach.
Is it possible to do so?
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Yes, but it will not be cheap or fast.
You sure need a year of development work to be able to compete, and maybe another year to establish in the market.
I would say, dont even try it, but thats independent of magento, as you would need a software which is specialized on this topic, which is not true for magento and also not for most other eCommerce platforms.