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I do see an answer for Magento 1 but am wondering if this is possible in Magento 2 out of the box or does it require a module?

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You would need a payment method that specifically supports split tender (AKA payments from multiple credit cards).

To my knowledge, none of Magento's built-in payment methods support partial tender, and few or no third-party payment methods do so either (at time of writing).

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