I'm on Magento 22.214.171.124 and I am using PayPal PayFlow Pro with Express Checkout. However, I don't want to use PayPal express but can't seem to get it turned off.
Here is my settings
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I was able to fix this by following the instructions posted here. It seems like it is a bug or Magento really wants us to use PayPal Express!
system->configuration->payment_methods->paypal is the advanced settings link for Express checkout, under the Basic Settings-PayPal Express Checkout.
Set the dropdown Payment Applicable From to Specific Countries, and then don't select any countries from the Countries Payment Applicable selection area. It will effectively disable paypal express and remove the option from the onepage checkout.